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I’d like to apply for the Platinum card taking advantage of the current enhanced sign up offer.
The issue I have is I’m couch surfing at the moment with a friend as I’m in between house moves. I moved out late March and should be in my new place late June. My post is being redirected to my mother’s house.
In terms of the application, technically I am not formally registered at any residence – the only “proof” of address I could evidence, is my old house. Is this going to scupper any application at this point? (I’m not sure how the voting register works?). Or could I get away with using my old address, with the physical card redirected by Royal Mail, then update my address when I’m in my new place?
I rang Amex this morning, but they weren’t much use.
Any thoughts welcome!
Personally, I would wait until I am settled in my new home in late June, but that’s just me.
But to answer the question you have posed – I can think of ways it could work (machine based), and some other very real reasons why it would not (human involvement – those pesky meddling humans!).
It depends on your appetite for risk and (I say this without judgment) your own moral compass, because once you say on an application that you live somewhere when you do not, you are looking at first-party application fraud.
https://www.experian.co.uk/blogs/latest-thinking/guide/application-fraud/
I guess it all boils down to this: how badly do you want the Amex points?!
🙂
Why bother? Wait for two months, and once you get your ducks in order, then apply.
HOWEVER, late june is the worst time to apply. If you get the card, you’ll be wasting your dining credit for the first half of 2025.
So, apply mid July, so that you have the dining credit for
– second half of 2025
– first half of 2026
– second half of 2026,
even if you decide to cancel the card just before its anniversary in mid july 2026.I am writing this without knowing if there is any SUP at the moment. Also get a referral so that you can make a bit more amex mr points.
Why bother? Wait for two months, and once you get your ducks in order, then apply.
Yeah my sensible head follows your logic – however the lure of the current offer of 80K Amex points is why I’d like to apply now.
🙂
Why bother? Wait for two months, and once you get your ducks in order, then apply.
Yeah my sensible head follows your logic – however the lure of the current offer of 80K Amex points is why I’d like to apply now.
🙂
There is always an offer. Mine was 100K at the end of last year.
If you’re going to move house it’s best to apply just before you leave an address
Most councils take 1-3 months to get you on the electoral roll after you register, some councils only update it every December.
Though you are asked for 3 years address history so sometimes you can still be electronically identified using your previous address
What address have you given your other banks and credit cards? When these get reported to the CRAs it will also allow you to be “found”
The “lure of 80k Amex points” is only meaningful if you would actually be approved given your current living circumstances
I rang Amex this morning, but they weren’t much use.
When you contacted Amex, what did you ask them exactly and what was their response?
Good afternoon. I am referring my daughter for platinum card 👏🏻 as she has not had a membership point earning card for over two years but has had the blue BA card in the last year.
I noticed on the referral link it states the welcome bonus 100k is for ‘new customers only’.
On live chat, -they confirmed it would be fine, but I remember reading on these wonderful forums that someone said live chat isn’t reliable? Sorry if it’s a daft question. Thanks very much.“new customer” means not held the relevant disqualifying card(s) for 24 mths.
“new customer” means not held the relevant disqualifying card(s) for 24 mths.
Thanks Scott – so not having a membership reward point earning card in the last 24 months should be ok?
Always read the small print, and satisfy yourself.
“This new Cardmember offer is only available if you have not held a personal Membership Rewards® enrolled American Express® Card within the previous 24 months. If you currently have this Card, or have held this Card, or any other personal Membership Rewards enrolled American Express Card within the previous 24 months, you will not be entitled to the new Cardmember offer.”
Always read the small print, and satisfy yourself.
“This new Cardmember offer is only available if you have not held a personal Membership Rewards® enrolled American Express® Card within the previous 24 months. If you currently have this Card, or have held this Card, or any other personal Membership Rewards enrolled American Express Card within the previous 24 months, you will not be entitled to the new Cardmember offer.”
Thank you for this. I noticed it it’s different when you click through a referral link. 🧐
New Cardmember Offer – 100,000 Membership Rewards® bonus points:
The 100,000 Membership Rewards® bonus points will be awarded onto your Account if you are a new customer and you have applied after midnight 27 August 2025 and before 11:59pm BST 14 October 2025 and once you have been approved and you have spent and charged £10,000 within the first six months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account. You must apply for The Platinum Card® by 14 October 2025 to be eligible for this limited time offer.Please note that your offer is correct at the time of viewing. This offer may change or become unavailable at a later date if you return to this page. The 100,000 Membership Rewards® bonus points will be awarded onto your Account if you are eligible for the new Cardmember offer*, and once you have been approved and you have spent and charged a minimum of £10,000 on goods and services purchased and charged to your Account within six months of Account opening. If you have already applied for the Platinum Card® without using this referral, you will not be eligible for this offer. Cardmembership begins from Card approval. All introductory offers are subject to change and can be withdrawn at any time. Your offer could be subject to change if your Card is lost, stolen or replaced. Please note, bonus points will appear in at least two instalments of 20,000 and 80,000 and can take up to one month to be awarded to your Account once you have met the required spend.
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